National General Insurance Health
- What is National General Insurance Health?
- Types of Health Insurance Plans
- Benefits of National General Insurance Health
- Coverage Options Available
- How to Apply for National General Insurance Health
- Eligibility for National General Insurance Health
- Cost of National General Insurance Health
- Customer Service and Support
- Claims and Reimbursements Process
- Frequently Asked Questions about National General Insurance Health
Introduction
National General Insurance Health is a health insurance policy offered by National General Insurance Company. It provides coverage for medical expenses and hospitalization costs incurred by the policyholder or their dependents. With the increasing cost of healthcare, it has become essential to have a health insurance policy that can provide financial support during a medical emergency. National General Insurance Health offers a range of health insurance plans to cater to different healthcare needs and budgets.
Types of Health Insurance Plans
National General Insurance Health offers several types of health insurance plans, including individual health insurance, family health insurance, senior citizen health insurance, critical illness insurance, and personal accident insurance. The individual health insurance plan provides coverage to an individual for medical expenses incurred due to illnesses or accidents. The family health insurance plan covers medical expenses of the entire family, including spouse, children, and parents. The senior citizen health insurance plan is designed specifically for individuals above the age of 60 years. The critical illness insurance plan provides coverage for specific illnesses like cancer, heart attack, stroke, etc. The personal accident insurance plan provides financial support in case of accidental death or disability.
Benefits of National General Insurance Health
National General Insurance Health offers several benefits to its policyholders. It provides cashless hospitalization facilities at network hospitals, which means that the policyholder can avail medical treatment without paying any upfront costs. The policy also covers pre and post-hospitalization expenses, which include medical tests, diagnosis, and medicines. National General Insurance Health also offers coverage for daycare procedures that do not require hospitalization. The policy also covers ambulance charges in case of an emergency. Moreover, the policy provides tax benefits under Section 80D of the Income Tax Act.
Coverage Options Available
The coverage options available in National General Insurance Health plans depend on the type of plan chosen by the policyholder. The individual health insurance plan provides coverage for hospitalization expenses, pre and post-hospitalization expenses, daycare procedures, and ambulance charges. The family health insurance plan offers coverage for all family members, including spouse, children, and parents. The senior citizen health insurance plan provides coverage for specific illnesses that are common among senior citizens. The critical illness insurance plan provides financial support in case of a critical illness diagnosis. The personal accident insurance plan provides coverage for accidental death or disability.
How to Apply for National General Insurance Health
The process of applying for National General Insurance Health is simple and straightforward. The policy can be purchased online through the National General Insurance website or through an authorized agent. The policyholder needs to fill in the application form, provide the necessary documents, and make the payment. The policy documents will be sent to the policyholder's registered email id.
Eligibility for National General Insurance Health
The eligibility criteria for National General Insurance Health plans vary depending on the type of plan chosen. The individual health insurance plan is available for individuals between the ages of 18 years and 65 years. The family health insurance plan is available for individuals between the ages of 18 years and 65 years, along with their spouse, children, and parents. The senior citizen health insurance plan is available for individuals above the age of 60 years. The critical illness insurance plan is available for individuals between the ages of 18 years and 65 years. The personal accident insurance plan is available for individuals between the ages of 18 years and 65 years.
Cost of National General Insurance Health
The cost of National General Insurance Health plans varies depending on the type of plan chosen, the sum insured, and the age of the policyholder. The premium for individual health insurance plans starts at Rs. 2,500 per annum. The premium for family health insurance plans starts at Rs. 7,000 per annum. The premium for senior citizen health insurance plans starts at Rs. 10,000 per annum. The premium for critical illness insurance plans starts at Rs. 1,500 per annum. The premium for personal accident insurance plans starts at Rs. 750 per annum.
Customer Service and Support
National General Insurance Company provides excellent customer service and support to its policyholders. They have a dedicated customer service team that is available 24/7 to assist policyholders with any queries or issues. The policyholder can also reach out to the company through their toll-free number or write to them through email. National General Insurance Company also has a robust online presence, where policyholders can manage their policies, renew their policies, and track their claims.
Claims and Reimbursements Process
The claims and reimbursements process of National General Insurance Health is simple and hassle-free. In case of hospitalization at a network hospital, the policyholder needs to inform the insurance company within 24 hours of admission. The policyholder can avail cashless treatment at the hospital by showing their health insurance card. In case of hospitalization at a non-network hospital, the policyholder needs to pay the medical expenses upfront and later file for reimbursement. The policyholder needs to submit the necessary documents, including medical bills and reports, to the insurance company for claim settlement.
Frequently Asked Questions about National General Insurance Health
1. What is National General Insurance Health?
National General Insurance Health is a health insurance policy offered by National General Insurance Company. It provides coverage for medical expenses and hospitalization costs incurred by the policyholder or their dependents.
2. What are the types of health insurance plans offered by National General Insurance Health?
National General Insurance Health offers individual health insurance, family health insurance, senior citizen health insurance, critical illness insurance, and personal accident insurance.
3. What are the benefits of National General Insurance Health?
National General Insurance Health provides cashless hospitalization facilities at network hospitals, covers pre and post-hospitalization expenses, offers coverage for daycare procedures, provides tax benefits under Section 80D of the Income Tax Act, and more.
4. How can I apply for National General Insurance Health?
The policy can be purchased online through the National General Insurance website or through an authorized agent. The policyholder needs to fill in the application form, provide the necessary documents, and make the payment.
5. What is the cost of National General Insurance Health?
The cost of National General Insurance Health plans varies depending on the type of plan chosen, the sum insured, and the age of the policyholder. The premium for individual health insurance plans starts at Rs. 2,500 per annum.
6. What is the claims and reimbursements process of National General Insurance Health?
In case of hospitalization at a network hospital, the policyholder can avail cashless treatment at the hospital by showing their health insurance card. In case of hospitalization at a non-network hospital, the policyholder needs to pay the medical expenses upfront and later file for reimbursement.
7. Does National General Insurance Health offer customer service and support?
Yes, National General Insurance Company provides excellent customer service and support to its policyholders. They have a dedicated customer service team that is available 24/7 to assist policyholders with any queries or issues.
8. What is the eligibility for National General Insurance Health?
The eligibility criteria for National General Insurance Health plans vary depending on the type of plan chosen. The individual health insurance plan is available for individuals between the ages of 18 years and 65 years.
9. What are the coverage options available in National General Insurance Health plans?
The coverage options available in National General Insurance Health plans depend on the type of plan chosen. The family health insurance plan offers coverage for all family members, including spouse, children, and parents.
10. Does National General Insurance Health provide coverage for critical illnesses?
Yes, National General Insurance Health offers a critical illness insurance plan that provides financial support in case of a critical illness diagnosis.
People also ask about National General Insurance Health:
What is National General Insurance?
National General Insurance is a company that provides a variety of insurance products, including health insurance.
What types of health insurance does National General Insurance offer?
National General Insurance offers individual and family health insurance plans, as well as short-term health insurance plans for those in between coverage periods.
Can I get a quote for National General Insurance Health online?
Yes, you can get a quote for National General Insurance Health online by visiting their website and filling out a form with your personal information and coverage needs.
Does National General Insurance Health cover pre-existing conditions?
National General Insurance Health may cover pre-existing conditions, but it depends on the specific plan you choose and the severity of the condition. You should review the plan details carefully before enrolling.
Are there any discounts available for National General Insurance Health?
Yes, National General Insurance Health offers discounts for things like paying your premium in full, having multiple policies with them, and being a nonsmoker.
